How-To

What Gas Stations Don’t Charge Extra for Credit Cards?

Gas prices have been on the rise, and consumers are always looking for ways to save money while filling up their tanks. One way to save money on gas is to use a credit card that offers cashback or rewards. However, some gas stations charge extra fees for using credit cards, which can negate any potential savings. In this article, we will explore gas stations that don’t charge extra for credit cards, why some gas stations charge extra, and the benefits of using credit cards at gas stations that don’t charge extra.

Why Gas Stations Charge Extra for Credit Cards

A gas station sign advertises that they don't charge extra for credit card transactions.
A gas station sign advertises that they don’t charge extra for credit card transactions.

Gas stations have to pay a fee to the credit card companies every time a customer uses a credit card. This fee is known as an interchange fee and is a percentage of the total transaction amount. Gas station owners argue that the interchange fee is too high, and they have to pass on the cost to consumers by charging extra fees for using credit cards.

According to the National Association of Convenience Stores, gas stations pay an average of 10 cents per gallon in credit card fees, which can add up quickly, especially for small businesses. The interchange fee is higher for premium credit cards, such as Visa Black and American Express Platinum. Gas station owners argue that they are not making any profit from these transactions and have to charge extra fees to cover their costs. However, some gas stations have found ways to absorb the cost of the interchange fee and don’t charge extra fees for using credit cards.

Gas Stations That Don’t Charge Extra for Credit Cards

A customer fills up their gas tank and pays with a credit card without any additional fees.
A customer fills up their gas tank and pays with a credit card without any additional fees.

Consumers can save money on gas by using credit cards that offer cashback or rewards. However, to maximize their savings, they need to find gas stations that don’t charge extra fees for using credit cards. Here are some gas stations that don’t charge extra for credit cards:

Large National Chains

Costco

Costco is a popular wholesale store that offers gas stations at most of its locations. Costco doesn’t charge extra fees for using credit cards, and its gas prices are some of the lowest in the market. Costco also offers a branded credit card that offers cashback on gas purchases.

Sam’s Club

Sam’s Club is another wholesale store that offers gas stations at most of its locations. Sam’s Club doesn’t charge extra fees for using credit cards, and its gas prices are competitive. Sam’s Club also offers a branded credit card that offers cashback on gas purchases.

BJ’s Wholesale Club

BJ’s Wholesale Club is a membership-based warehouse club that offers gas stations at most of its locations. BJ’s Wholesale Club doesn’t charge extra fees for using credit cards, and its gas prices are competitive. BJ’s Wholesale Club also offers a branded credit card that offers cashback on gas purchases.

Regional Chains and Independent Stations

Maverik

Maverik is a gas station chain that operates in eleven states in the western United States. Maverik doesn’t charge extra fees for using credit cards, and it offers a rewards program that offers cashback on gas purchases.

QuikTrip

QuikTrip is a gas station chain that operates in eleven states in the southern United States. QuikTrip doesn’t charge extra fees for using credit cards, and it offers a rewards program that offers cashback on gas purchases.

Sheetz

Sheetz is a gas station chain that operates in six states in the mid-Atlantic region of the United States. Sheetz doesn’t charge extra fees for using credit cards, and it offers a rewards program that offers cashback on gas purchases.

In conclusion, consumers can save money on gas by using credit cards that offer cashback or rewards. However, to maximize their savings, they need to find gas stations that don’t charge extra fees for using credit cards. Large national chains like Costco, Sam’s Club, and BJ’s Wholesale Club, and regional chains and independent stations like Maverik, QuikTrip, and Sheetz, are examples of gas stations that don’t charge extra fees for using credit cards. In the next sections, we will explore the benefits of using credit cards at gas stations that don’t charge extra and provide tips for finding them.

Gas Stations That Don’t Charge Extra for Credit Cards (Continued)

Consumers can save money on gas by using credit cards at gas stations that don’t charge extra fees. In addition to the gas stations mentioned above, here are some more gas stations that don’t charge extra fees for using credit cards:

Large National Chains (Continued)

Target

Target is a popular retail store that offers gas stations at some of its locations. Target doesn’t charge extra fees for using credit cards, and its gas prices are competitive. Target also offers a branded credit card that offers cashback on gas purchases.

Walmart

Walmart is a retail giant that offers gas stations at most of its locations. Walmart doesn’t charge extra fees for using credit cards, and its gas prices are some of the lowest in the market. Walmart also offers a branded credit card that offers cashback on gas purchases.

Regional Chains and Independent Stations (Continued)

Wawa

Wawa is a gas station chain that operates in six states in the mid-Atlantic region of the United States. Wawa doesn’t charge extra fees for using credit cards, and it offers a rewards program that offers cashback on gas purchases.

Kwik Trip

Kwik Trip is a gas station chain that operates in three states in the upper Midwest region of the United States. Kwik Trip doesn’t charge extra fees for using credit cards, and it offers a rewards program that offers cashback on gas purchases.

RaceTrac

RaceTrac is a gas station chain that operates in twelve states in the southern United States. RaceTrac doesn’t charge extra fees for using credit cards, and it offers a rewards program that offers cashback on gas purchases.

Benefits of Using Credit Cards at Gas Stations That Don’t Charge Extra

Using a credit card at a gas station that doesn’t charge extra fees can offer several benefits, including:

Convenience

Using a credit card is more convenient than carrying cash or using a debit card. Consumers can simply swipe their card at the pump and fill up their tanks without having to go inside the gas station to pay.

Rewards and Cashback Programs

Many credit cards offer rewards or cashback programs for gas purchases, which can help consumers save money on gas. By using a credit card that offers rewards or cashback, consumers can maximize their savings at gas stations that don’t charge extra fees.

Building Credit History

Using a credit card responsibly can help consumers build their credit history. By making timely payments and keeping their credit utilization low, consumers can improve their credit score over time. Using a credit card at gas stations that don’t charge extra fees can help consumers build their credit history while also saving money on gas.

In conclusion, consumers can save money on gas by using credit cards at gas stations that don’t charge extra fees. Large national chains like Target and Walmart, and regional chains and independent stations like Wawa, Kwik Trip, and RaceTrac, are examples of gas stations that don’t charge extra fees for using credit cards. Using a credit card at a gas station that doesn’t charge extra fees can offer several benefits, including convenience, rewards and cashback programs, and building credit history. In the next section, we will provide tips for finding gas stations that don’t charge extra fees for using credit cards.

Tips for Finding Gas Stations That Don’t Charge Extra for Credit Cards

Finding gas stations that don’t charge extra fees for using credit cards can be challenging, but there are a few tips that can make the process easier:

Use Apps and Websites

Many apps and websites provide information about gas stations that don’t charge extra fees for using credit cards. GasBuddy, for example, is a popular app that allows users to find the cheapest gas prices in their area and filter by gas stations that don’t charge extra fees for using credit cards.

Ask at the Gas Station

If you’re not sure whether a gas station charges extra fees for using credit cards, simply ask the attendant. They will be able to tell you if there are any extra fees and if there are, how much they are.

Check for Signs

Gas stations that don’t charge extra fees for using credit cards often advertise it prominently. Look for signs at the gas station or on the gas pump that indicate that there are no extra fees for using credit cards.

Conclusion

In conclusion, using credit cards that offer cashback or rewards is an excellent way to save money on gas. However, to maximize your savings, you need to find gas stations that don’t charge extra fees for using credit cards. Large national chains like Costco, Sam’s Club, and BJ’s Wholesale Club, as well as regional chains and independent stations like Maverik, QuikTrip, and Sheetz, are examples of gas stations that don’t charge extra fees for using credit cards.

To find gas stations that don’t charge extra fees for using credit cards, you can use apps and websites like GasBuddy, ask at the gas station, or check for signs. We encourage consumers to seek out gas stations that don’t charge extra fees for using credit cards and make the most of their savings. As a technology review website that covers a range of products, Lil Angel Gifts hopes this article has been informative and helpful in your search for gas stations that don’t charge extra fees for using credit cards.

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